Financial freedom is an ultimate goal and part of our life. There are people who works hard for years and still struggles to get into next level. And there are few people who earns well, yet lacks the knowledge of how to handle the money and loses it constantly. However, This book is an absolute answer for all of those who struggles for their daily bread, who wants to know how money works, and who wants to attain financial freedom early.
Author T. Harv Eker has written this book in two parts in a way you can apply this principles in all parts of your life. And additionally author includes declarations and Millionaires mind actions at the end of each chapters.
PART ONE : Author explains about our very own money ‘Blueprint’. With that we will be able to understand our thoughts and actions on money we hold. And, He demonstrates the ways of how to redesign the blueprint.
PART TWO: Author illustrates seventeen ways on how Rich people think and act differently from poor and middle-class people. Within we will be visioned to acquire long-lasting changes and success.
PART ONE:
We become what we think, is always we know. But generally we underestimate this fact and fail to care this truthful words.
Author demonstrates how our Money Blueprint determines our ability to become rich and explains how our programming mind can either lead to destruction or creation. We learn and gather information from our parents, siblings, friends, beloved leaders, teachers and so on. we live as their reflection in all parts of our life. This programming mind leads to our thoughts. Our thoughts leads to feelings. Our feelings leads to actions. And, Finally action leads to the results. Once, we want to change our result, it is necessary to change our money blueprint. For that, Analysis of our programming mind (THE ROOT OF ALL CAUSES) is a crucial process.
Here, author comes up with numerous real life examples to understand the process.
1) How we heard and think about rich people
2) How did we train about money
3) How money blueprint reflects between couples, family, business partners and so on.
Once it is done, we need to understand consciously what are the setbacks that resist our growth. Then, it is necessary to resolve it and redesign our money blue print to get the millionaire mind, and to become rich.
IMPORTANT TAKE AWAYS :
1)Our inner laws — Mindset, thoughts, characteristics are important as much as our skills of outer laws such as Money management, Business Knowledge, Investment strategies to become rich.
2)Your money grows how much you grow.
PART TWO: Seventeen different ways how rich people think and act:
1. Rich people believe, ‘ I create my life’.
If you want to be successful and rich, you have to take control of your life and to understand you are the determinant factor of who you are. Your success. Your struggle. You should stop playing a victim role on blaming, justifying, and complaining the act. Instead, you should take responsibility.
2. Rich people play the money game and set the goal to have massive wealth and abundance. Set your goal as massive as much you can in order to become a winner (Millionaire), so that atleast you will have a comfortable life. Defense game won’t help and you will be having a life of a loser.
3. Millionaires are committed to become rich. They clearly have visions of what they really want in life and how money is important. They commit and follow the warriors way. No excuses. No doubts. No confusions. They show 100% commitment, perseverance, courage, no turning back attitude. And once you give your 100%, the universe will show you the way.
4. Millionaires and successful people always think big. They add values to people and serve them in large numbers. They don’t fear about failure and most importantly success. They think, ‘I am capable and talented person’ to add values to other people’s life and they serve them and solve problems in large numbers.
5. Rich people see opportunities everywhere. They care and focus on potential growth and rewards. They focus on opportunities and take risk. They take responsibility to make it happen with positive mindset. Most importantly, they focus on what they need with much clarity. It is necessary for everyone to concentrate on how to make and save money, and should know how to handle it with proper investment strategies. And, Rich people are masters in it.
6. You have to admire other successful and rich people, if you want to become successful and millionaire. If you have ideas of rich people being bad and dishonest, then you can’t be rich how hard you try. Your hatred towards them make huge impact on your happiness and your money blue print, because you can’t become a person you hate most. Rich people admire, respect, bless, love other rich people.
7. Rich people befriends and associates with other rich, successful and positive people. They strongly believe, “If they can do it, i can do it”. They reflect them by learning and gaining knowledge from their inner and outer laws. Most importantly, They follow their proven methods.
8. Leaders earn more money than their followers. They promote themselves and values. Rich people promote happily their products, values, services with more passion and enthusiasm without hesitation.
9. Rich people concentrate on handling and solving problems. They grow themselves by facing them instead of avoiding and hiding from it. As we see above, your money grow as much you grow. Rich people are real masters in it. They become bigger than their problems.
10. Rich people believe, ” I am worthy amd deserving”. That’s why they are excellent receivers . Trillions and trillions of money floating around and it has to go somewhere. Rich people are receiving it, while poor people connect money with multiple myths. They believe, “Money can change a person’s good character , rich people are really bad people, poor people are better believers of god than rich people”. So, It is your time to change your story. Change your mindset on money to become a good receiver. Whenever you receive money, be grateful, happy , openminded.
11. Never having a ceiling of your income is a primary wealth rule. You break this rule When you choose to get paid based on time. Rich people choose to get paid based on results they produce. They own business, work on commission, choose stock options and profit sharing in lieu of higher salaries.
12. ‘Intention of having both’ is an important formula rich people follows. They want both successful career and close relationship with family and friends. They choose both money and meaning of life. They want both business and time to have fun. Whenever question arises like ‘either choose this or that’, they prefer to choose both and work for it. And, live in the world of abundance.
13. Where attention goes, energy flows and results show. Rich people focus on their net worth which is a true measure of wealth instead on working for certain income. They concentrate on how to grow their net worth. The four net worth determining factors are Income, savings, investments and simplification.
14. Rich people have different and more supportive money habits. With that, they manage their money well. You must know how to manage your money with whatever money you got. An important universal law just go like this—Until you show you can handle what you’ve got, you won’t get any more!. Rich people know how to handle the money and split it into various accounts like Education, long-term savings, and necessities.
15.Rich people work smart. They first work hard for money, then they let their money works hard for them. They know, ‘The less you will have to work, when your money works for you’ and money is energy. Rich people know how to substitute their investment of work energy with other forms of energy. Some of the forms are other people’s work, business systems at work, or investment capital at work.
16. Action is the bridge between thoughts and feelings, and results (inner world and outer world). Fear, doubt and worry are the greatest obstacles to take actions. Rich people act in spite of fear. They use the formula, ” Feel the fear and do it anyway”. When you expand your comfort zone and go beyond that, you grow in all parts of life which includes your wealth. Rich people don’t hesitate to do uncomfortable things in inconvenient situations. This act separates them from the rest. They know how to train and manage their mind to face the fear and bring in happiness and success.
17. Rich people constantly learn and grow. They know, “The goal of creating wealth is to help you grow yourself into the best person you can possibly be”. They learn from other successful and wealthy people. They gain knowledge and grow from people who attained the victory and financial freedom already.